By using this web site you assume all responsibility and risk for the use of this web site. The information provided is “as is”, without any express or implied warranty of any kind. In no event shall HMBankers.com or its affiliates be liable for any damages whatsoever (including without limitation any special, indirect, or consequential damages, and damages resulting from loss of use, data, and profits) arising out of the use of or the inability to use the materials provided, even if
HMBankers.com or its affiliates have been advised of the possibility of such damages.
The use of the web site (the “Web Site”) is subject to the terms and conditions stated herein and to the terms set by the Site Owner (DSK Investments, Inc.) located at hmbankers.com. Use of the Web Site constitutes an agreement by you, the user, that your use is governed by these terms and conditions. In addition, when using particular services, you will be subject to any guidelines or rules applicable to such services that may be posted from time to time.
You are responsible for regularly reviewing this Agreement.
Ownership of Intellectual Property
The content and works and scope of this web site include but are not limited to text and images, design, are except as otherwise stated, are owned by DSK Investments Inc. Copyright laws under the United States, protect the contents of this Web Site.
Appropriate Conduct and Prohibited Uses:
a. Modify use, copy, reproduce, publish, license, republish, post, or upload any works from this website.
b. May not distribute any material from the Web Site without express written permission.
c. Will not stalk, harass, defame, abuse or threaten and or violate the legal or privacy rights of others.
d. Cannot e-mail, transmit, upload, or post obscene, defamatory, inappropriate, or unlawful content.
e. You may not in any way shape or form inhibit any other user from enjoying DSK Investment, Inc. mortgage services or use this service for any illegal or unauthorized purpose.
f. Cannot disrupt or interfere with our networks or servers and you may not disobey any policies, procedures, regulations, or requirments in connection with DSK Investments, Inc.
g. No one may use any spider, robot, or site search device to index or receive any portion of services or collect information about users for any unauthorized purpose.
h. You cannot submit any content expresses or implies that such content was created by DSK Investments, Inc.
i. Transmit of viruses, worms, spyware or any other destructive items are not allowed.
Mortgage Rate Calculators and Tools
These tools are not an offer to lend and are calculation tools only. Any interest rate shown is for demonstration purposes only. Interest rates are subject to change at any time and may vary. DSK Investments, Inc. cannot guarantee the accuracy of any published rates.
DSK Investments, Inc. is not liable for changes in the market that change buyer/seller conditions and or interest rates.
Restrictions in Activity
This website is intended for use in regards to real estate and mortgage activities only.
Web Site Security
No one is permitted to violate or attempt to violate the security of this website. This includes accessing data not intended for your viewing or by logging into a server account for which you are not authorized. Any violation of network or system security may result in criminal or civil liability.
Disclaimer of Warranty
This web site is provided as is and may contain faults. DSK Investments, Inc. disclaims all other representation and warranties whether they are implied or expressed, regarding the web site. The company does not warrant that the web site is free from any errors, bugs, or viruses.
DSK Investments, Inc. makes no guarantee or warranty that the service will meet your requirements, that the results obtained from the service will be accurate or reliable, that the service will not be uninterrupted, error free, secure, or timely. We cannot guarantee that the services, products, information, or any other material purchased will meet or exceed your expectations or that any errors in the software will be corrected.
Any material or materials that are downloaded or obtained through our service is done at your own risk and your own discretion. You will be responsible for any damage, system, or data loss to your computer or hardware that may result from a download of any such material.
Any information or advice received from DSK Investments, Inc., whether written or oral shall create any warranty not stated in this terms of service.
Limitation of Liability
DSK Investments, Inc. shall have no liability to you or any other person / user for any information or any loss, damage, expense, or punitive damages. This includes loss of revenue and loss of revenue caused directly or indirectly by the use of any information herein, any material downloaded or any material obtained through the use of this website.
You will indemnify, defend and hold harmless DSK Investments, Inc. and its employees, agents, directors and officers (each, an “Indemnified Party”) from and against any and all expenses, losses, demands, and claims, or damages of any kind or nature whatsoever (collectively, “Damages”) incurred by any Indemnified Party arising out of, in connection with or resulting from your use of the Web Sites or your breach of this Agreement.
Governing Law / Arbitration
This agreement shall be construed and governed by the state of California, USA. You hereby consent to the jurisdiction of courts in the state of California in any and all disputes arising or relating to the use of this web site.