What Are Jumbo Loans?

Jumbo loans are loans where the loan amount exceeds the "conforming" loan limit for a given county, set by Fannie Mae and Freddie Mac.

You can click here or below to see the conforming loan limit for your county.

Different Types of Jumbo Loans Available

Harmony Mortgage Bankers has the following jumbo loan programs available for either purchase or refinance:

• 30, 15, 10 year fixed rate loans
• 3/1, 5/1, 7/1, 10/1 adjustable rate loans
• Interest only payment options
• Minimum 10% down payment contribution

 We can lend jumbo loans on Single Family Residence and condos / town-homes.  Occupancy types are primary residence, second home, or investor owned properties.  You have the option for no point no cost loans or the ability to buy down the rate.

Jumbo loans give you the ability to purchase high priced homes that Fannie Mae and Freddie Mac are not able to lend on due to loan amounts that exceed their limits.  We have competitive interest rates on jumbo loans and are able to approve many loans that the larger banks decline.